What is Tax Title?

When real estate taxes are not paid on time and in full, a lien is placed on the property in accordance with Massachusetts General Laws. The Town of Seekonk perfects this lien by commencing Tax Title procedures. Thereafter, an Instrument of Taking is filed at the Bristol County Registry of Deeds. Now, a matter of public record, the Towns interest in those unpaid tax dollars, interest fees and costs constitute a recorded lien on the property. This lien is a cloud on the title. This means that when the property is re-financed or sold, the Towns lien must be paid to have good title to the property. Usually, the lien amount (with 16% interest) is paid by the Settlement Agent/Closing Attorney. Upon payment of the Tax Title lien in full, a Instrument of Redemption is issued by the Town. This document must be filed at the Bristol County Registry of Deeds to remove the cloud on the title. The Instrument of Redemption removes the lien and clears the title to the property. See Mass. General Law, Chapter 60, Section 53 for more information.

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1. When are the Real Estate/Personal Property Tax bills mailed?
2. When are the Real Estate/Personal Property Taxes due?
3. What is Preliminary tax?
4. What is Actual Tax?
5. What is the period covered in the Fiscal Year?
6. My Real Estate taxes are paid by my mortgage company, why am I getting the tax bill?
7. Do I need to send my Real Estate tax bill to my mortgage company?
8. I am the new owner of the property, why is the prior owners name still on the Real Estate bill?
9. What if I didn’t receive or misplaced my Real Estate/Personal Property Tax bill?
10. How do I change the mailing address on my Real Estate/Persoanl Property Bill?
11. I recently sold my property and am still receiving a tax bill, why and what should I do?
12. I received a Personal Property tax bill but no longer own the business or closed the business, who should I contact?
13. Why do I not see my Exemption on my tax bill? Did I receive it?
14. Is there a grace period on the Real Estate/Personal Property bill?
15. Do you accept postmarks for payment date receipt?
16. Can I make partial payments on Real Estate/Personal Property?
17. When do you receive my Real Estate tax payment from my mortgage company?
18. My Mortgage Company didn’t pay my Real Estate taxes. Why not and how do I rectify this?
19. I paid my Real Estate taxes and should not have because my mortgage company pays my taxes. What should I do?
20. Someone else paid my Real Estate tax(es), what should I do?
21. What are the interest rates for past due Real Estate/Personal Property bills?
22. I received a Real Estate/Personal Property Demand notice. Why?
23. My bill shows: “This property has a Prior Balance.” Why is this?
24. Why did I receive a letter in the mail stating my Real Estate taxes were “Overdue-Please Pay” and “Your failure to pay will result in a lien on property”?
25. What is Tax Title?
26. My Real Estate taxes were delinquent and my mortgage company paid them. Can they do this?
27. What is a CPA Tax?
28. What is an Abatement?
29. What is an elderly, disability, blind, widow or veterans exemption?
30. I paid off my mortgage/equity, and need to release the lien on my property, Where do I go to do this?
31. Where can I go to check if I have any liens on my property?
32. I need a septic betterment payoff, who do I contact?